If you are into studded bags but do not like one overdone, the Be & D Ludlow leather tote is worth a serious consideration. The Ludlow has all the cool and edgy elements I like from the Be & D. The bag  is also convertible between a tote and a shoulder bag, made of thick leather and lined with colorful pop-art printed cotton, which offers a refreshing contrast with its exterior. Given all those and being priced at USD795 for a studded bag which is not overly trendy, I will have to categorize this bag as a Hot Bag. Available immediately at Saks.com.

Images are courtesy of Saks